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Personal lines

Auto insurance that still makes sense after the accident.

Georgia requires liability. Lenders require more. We quote the rest so a deer, a hailstorm, or a missed red light doesn’t become a second problem.

Pickup and sedan parked under pecan trees on a Georgia farm driveway

What we write

Liability

Pays for injury and property damage you cause. Georgia requires it — we make sure the limits actually protect what you own.

Collision

Repairs your vehicle after a crash with another car, a wall, a barrier, or a bridge — regardless of fault.

Comprehensive

Theft, fire, vandalism, hail, and hitting a deer. The coverage people skip until they need it.

Medical payments

Helps with medical bills for you and your passengers after an accident, regardless of who was at fault.

Questions we hear a lot

Do I need full coverage in Georgia?

Georgia only requires liability. If you have a loan or lease, the lender will require collision and comprehensive. Even on a paid-off car, one deer on Highway 22 can cost more than the extra premium.

Can you beat my renewal?

Often, yes — because we shop more than one company. Send us the declarations page and we will tell you straight if you should stay or move.

Request a quote

We’ll shop the companies we write and get back to you. No login, no 20-page application.

What do you need
Personal or business use?

Business use = work vehicles, deliveries, or primarily for the company. Full business packages use the Business option above.

Drivers

Up to 3 for now.

Driver 1

How should we reach you
Call (478) 453-3530